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The Banks loan exposure to the province promo code for tam card of Alberta and to the oil and gas industry is not significant.
Presidents comments, pWC Capital Inc.
A loan is classified as impaired when, in management's opinion, there has been deterioration in credit quality to the extent that there is no longer reasonable assurance as to the timely collection of the full amount of principal and interest.In order to manage its liquidity needs, the Bank has a liquidity risk management program that is comprised specifically of the following policies and procedures: Holding sufficient liquid assets which results in positive cumulative cash flow for a period of 31 to 60 days.Reporting entity: PWC Capital Inc.See Note 6 to the interim financial statements.The forward-looking information contained in the managements discussion and analysis is presented to assist our shareholders in understanding our financial position and may not be appropriate for any other purposes.The Bank, whose shares trade on the Toronto Stock Exchange, is involved in the business of providing commercial lending services to selected niche markets.This differs from the classification of residential mortgages used by the Bank which also includes multi-family mortgages.Consolidated Statements of Comprehensive Loss (Unaudited) (thousands of Canadian dollars) for the three months ended for the six months ended April 30 April 30 April 30 April Net loss (1,159) (1,805) (2,728) (4,025) Other comprehensive income (loss net of tax Net unrealized gains (losses).In addition, the Corporation has income tax loss carry-forwards which total approximately.0 million, the benefit of which has not been recorded.The Corporation recorded amounts in the Consolidated Statement of Loss relating to DSUs for the three and six months ended April 30, 2015 of 11,000 recovery (April 30,000 recovery) and 25,000 recovery (April 30,000 recovery) respectively.However, this increase in expenses was more than offset by a tax adjustment and net income for the quarter increased.1 million concours tape à l'oeil 2018 versus the previous quarters figure.7 million.For the six months ended April 30, 2015, net income (loss) was (2.7 million) or (0.09) per common share (basic and diluted) compared to (4.0 million) or (0.13) per common share (basic and diluted) for the same period a year ago.



An impairment loss is recognized for an equity instrument if the decline in fair value is significant or prolonged, as such circumstances provide objective evidence of impairment.
Corporate Income Taxes Current income taxes are calculated based on taxable income at the reporting period end.
In doing so, the luxury hotel brand known for its industry leading sustainability programming becomes the first hotel brand to meet this ambitious environmental goal.
Based on factors such as liquidity requirements and opportunities for investment in loans and securities, the amount of deposits received and loans funded are managed in ways that result in the balances of these items giving rise to either negative or positive cash flow from.The collective allowance is determined by separating loans into categories that are considered to have common risk elements and reviewing factors such as current portfolio credit quality trends, exposure at default, probability of default and loss given default rates and business and economic conditions.For the three months ended April 30, 2015, total revenue increased.6 million from.4 million for the previous quarter and from.5 million for the same period last year.Subsequent Event: On May 25, 2015, the Corporation redeemed 800,000 Class bon reduction nestle chocolat B Preferred Shares by transfer of 2,740,000 common shares of the Bank owned by the Corporation.Fairmont is owned by frhi Hotels Resorts, a leading global hotel company with over 110 hotels under the Fairmont, Raffles, and Swissôtel brands.Basis of preparation: a) Statement of compliance: These interim Consolidated Financial Statements have been prepared in accordance with International Financial Reporting Standards (ifrs) as issued by the International Accounting Standards Board (iasb) and have been prepared in accordance with International Accounting Standard (IAS) 34 Interim.



The collective allowance may also be adjusted by management using its judgment taking into account other observable and unobservable factors.


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